Spring Cloud Config Placeholder in Git URI doesn't work when used with local filesystem

When providing such configuration, filesystem is not monitored due to exception:

config-svc-1 | 2025-10-16T18:12:02.919Z ERROR 1 --- [ main] o.s.c.c.m.FileMonitorConfiguration : Cannot resolve URI for path: file:/var/opt/config-service/{application} MDC={}

cloud:
    config:
        server:
            health:
                enabled: false
            git:
                uri: file:${APP_DATA_DIR}/\{application}
                default-label: ${APP_MAIN_BRANCH_NAME}

Comment From: ryanjbaxter

Can you provide a complete, minimal, verifiable sample that reproduces the problem? It should be available as a GitHub (or similar) project or attached to this issue as a zip file.

Comment From: arch-rzur-2004

give me a moment to extract from a project, to make a runnable sample